“What’s the Rate?” vs. “What’s the Return?”

From Price to Productivity: A Smarter Way to Think About Private Capital

As investors, it’s easy to focus on cost when evaluating a deal. Rates, points, fees—we’re wired to evaluate purchases this way. But in real estate investing, capital shouldn’t be looked at as an expense, rather as an accelerant for higher returns.

Using other people’s money (OPM) should be evaluated not by how much it costs, but by what it makes possible:

• Can you do more deals?

• Can you do better deals?

• Can you exit faster, driving greater returns per year?
  

Mid-range Flips and Turnkey Rentals are Flying Off the Market

Why Investors Are Doubling Down in this Strong Seller’s Market

Milwaukee is heating up—and not just with summer temps. The city’s single-family real estate market is showing up strong, especially well-priced, updated homes. If you are evaluating a potential flip or considering a property to rent out, here’s what you need to know before you move on your next Milwaukee deal.

When it comes to real estate investing and refinancing, timing matters—especially when it comes to a concept known as loan seasoning.

Loan seasoning refers to the amount of time that has passed since a property was purchased or transferred into a new ownership entity. For lenders—particularly banks and traditional financial institutions—seasoning is a sign of borrower stability.

Most banks want to see 6 to 12 months of on-time payments before they’ll approve a cash-out refinance or a long-term fixed loan. This “seasoning period” demonstrates that a borrower can manage the property and debt responsibly.

Given the current instability in the U.S. stock market, investors are rethinking their strategies. Daily volatility, economic uncertainty, and policy-driven disruptions make traditional equities feel increasingly unpredictable. Add in the rising costs of goods, and it becomes clear that relying solely on the stock market may not be the most resilient path to long-term financial growth.